I like to brief young military on finances and the part I try to overstate is how important it is getting started. Young people are abundant in time and less abundant in income and financial knowledge. I try to help in increasing their financial knowledge and though they have little income it may be a time when they have the highest disposable income due to no children, a small rent, and a small car payment.
Over and over when playin with financial calculators you realize how important starting earlier and more definitively how those early dollars are extremely important. They are so important that after 10-15 years you can take your foot off the gas and coast the rest of the way in.
The dollars matter but the early dollars and the time invested REALLY matter.
Millionaire Librarian 