I spent over a decade as a federal librarian, made a completely median income, and still managed to retire at 38. No tech salary, no inheritance — just a low cost of living, a simple two-fund portfolio, and a plan. These days home is Cuenca, Ecuador, a mountain city in the Andes where my family and I are figuring out expat life one Spanish lesson at a time. This blog is about that: personal finance for people without six-figure jobs, and what it’s actually like building a life abroad.
Millionaire Librarian 