I am semi-retired. I may have to work sometime in the future again, but not right now.
Here are some items on my mind.:
Social security. I may be able to get on social security disability to assist with early retirement. We have a doctor’s appointment scheduled for next month.
Federal retirement disability. Though this is a relatively small amount of money, we are also applying for this.
We are also looking again at retiring in Panama, specifically Volcan. It seems to have a slightly younger group of expats. Many of these expats have children. By our best approximation we could pull the trigger in about three years after Lauren has her student loans forgiven. These three years would allow our money to compound for a little longer and some unknowns like social security to become known.
I have started working on my Spanish at the local library. The group I joined is very advanced and beyond my level but it is interesting exercising that muscle again.
We are also very close to hitting a arbitrary but significant financial milestone. Though there are psychological risks to mentally “anchoring” on a number I think the process may potentially ease some anxiety if we stay above the milestone.
Millionaire Librarian 