Millionaire Librarian
A Middle Class Path to Early Retirement
Category: Uncategorized
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We have a visit to the states planned next December mainly for my nephew’s wedding. However, today my wife asked if with all the political turmoil if we still wanted to return and she asked what would have to happen to not return? I know that most of the political violence in the US is…
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When people ask us about our life in Ecuador, the most common question we get is: “Is Cuenca safe?” This question often stems from a lack of familiarity with South American geography and politics. It is easy for those outside the region to lump all these countries together, but safety varies significantly by location. While parts…
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Imagine a path to financial independence, a road less traveled that lets you ditch the daily grind long before the “official” retirement age of 59½. It’s not magic, it’s knowing the rules and using them to your advantage. Think of your retirement accounts not as an untouchable fortress until some distant date, but as a…
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Ramit has grown in popularity with his 2023 Netflix Series How to Get Rich and his book I will Teach You to Be Rich. His Netflix Series involves discovering the money patterns of couples that are preventing their prosperity. Ramit is very emotionally intelligent and leans on his education in Social Psychology for insights into…
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We just passed the holidays and five months living in Cuenca, Ecuador. About a month ago we moved into a house near the Botanical Garden in a “tranquilo” part of the city called “La Isla.” The area is named “La Isla” because to the west two rivers almost meet but then create an almost island…
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On almost every financial news outlet pundits are saying that the market is overpriced. Technology and AI companies have bid up stocks primarily on the speculation that AI will change the world. However, even if AI does change the world no one has quite figured out how to make it profitable. Also many critics argue…
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One of my favorite thinkers and writers is Morgan Housel. He has some very powerful ideas and I was watching him a few days ago and he was talking about being content with your life being a financial super power. I’ve been reflecting on the word “content” since I listened to him and I’ve thought…
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Over the last few weeks we have begun burrowing into our newfound lifestyle. We have found several businesses which will be beneficial in everday life and made friends with all sorts of people. Locals have helped us gather an exhaustive school list and move to our permanent residence. Tomorrow our daughter starts preschool and has…
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This past week in Cuenca has been filled with exploring different areas and restaurants. The New Cathedral in El Centro pictured above was beautiful and it is only a short cab ride away. The blue domes from it can be seen from miles away as pictured below. Along with visiting historical sites we spent a…
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We’ve arrived in Ecuador and some of my first takeaways are things I expected but were interesting to see and experience first hand. First, the views while traveling over Andes from Guayaquil were breathtaking. The mountains rise up forever and dart down drastically. Clouds create a mist across the roads in places and my driver…
Millionaire Librarian 