Millionaire Librarian
A Middle Class Path to Early Retirement
Category: Uncategorized
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After months of selling household goods and cars, we are only a few weeks from taking a one way trip to Ecuador. Things are calm for now, but once we get in Ecuador more decisions will be made like where we want to live and if we will need car. Currently we are trying to…
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One area of my finances I have been poor at managing personally are known as cash reserves and an emergency fund. This money is set aside for unexpected life occurrences. Car repairs, vet bills, and hospital bills all can dig into our cash funds and if there isn’t enough there then you may have to…
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For the last few months we have been selling, giving away, and throwing out all of our possessions in preparation for a move to Ecuador. It has been tough at times but each item removed from our grasp is a small step towards our new life. The last items we need to get rid of…
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There’s a battle of world views that is happening on the world stage. The modern Republican view is that there is a winner and a loser in all negotiations. If you aren’t winning then you are losing. This worldview leads to needless combativeness. The other worldview is that each side can win equally in every…
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I read an article titled, DOD Sets Policies on Consolidating and Eliminating Offices and Civilian Jobs. In the article, they provide a standard where we ask ourselves the question: If we went to war tomorrow would we hire this person to end the war? If the answer is no then they want to privatize or…
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I shortly mentioned in a previous post that my family and I will be moving to Cuenca Ecuador. I want to use this post to share some of our excitement about the move. All of the information in this post will be second hand from watching videos of people already living there and from webpages…
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The above two houses are very similar. Both are around 1200 sq ft. Both have central air and were updated in the last 10 years. However there are two key differences; the price and the location. One house is in rural Oklahoma in a small city of 20k people and the other is in Nashville…
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My family has tossed around the idea of moving to latin america for years. Initially we were looking at Boquete, Panama. I closed this pathway due to the government requiring a large deposit of 200k in their banks or real estate. That was too much for us. A few months ago we discovered Ecuador. We…
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Since moving last July we have been renting our house in Altus Oklahoma. That has been a great decision. As fate may have it that we will probably be moving back to Montgomery Alabama. There are better work opportunities there than anywhere else at this time for us. Montgomery is also a good area to…
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There is a lot to say about Dave Ramsey. On one hand he is probably responsible for helping more people with debt in the US than anyone else. On the other hand his views lack nuance and he demands obedience from both his staff, fellow personalities, and viewers. Part of what makes him so successful…
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