Millionaire Librarian
A Middle Class Path to Early Retirement
Category: Uncategorized
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The above two houses are very similar. Both are around 1200 sq ft. Both have central air and were updated in the last 10 years. However there are two key differences; the price and the location. One house is in rural Oklahoma in a small city of 20k people and the other is in Nashville…
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My family has tossed around the idea of moving to latin america for years. Initially we were looking at Boquete, Panama. I closed this pathway due to the government requiring a large deposit of 200k in their banks or real estate. That was too much for us. A few months ago we discovered Ecuador. We…
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Since moving last July we have been renting our house in Altus Oklahoma. That has been a great decision. As fate may have it that we will probably be moving back to Montgomery Alabama. There are better work opportunities there than anywhere else at this time for us. Montgomery is also a good area to…
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There is a lot to say about Dave Ramsey. On one hand he is probably responsible for helping more people with debt in the US than anyone else. On the other hand his views lack nuance and he demands obedience from both his staff, fellow personalities, and viewers. Part of what makes him so successful…
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The personal finance expert landscape is always changing and I enjoy listening to almost all of them. I am going to review, compare and contrast various financial experts. Please comment below if you have a financial expert that you would like me to review. JL Colllins is my favorite financial expert. When I was a…
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There are three major discount brokerages; Schwab, Fidelity, and Vanguard. All three have have rock bottom fees and expense ratios which is the most important part. In this post, I will discuss, compare, and contrast each company. Charles Schwab was the first discount brokerage I used. Schwab is publicly owned, has low prices, and mostly…
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I watched an interview of author Jason Zweig and he spoke on the importance of knowing why you own something. I own index funds. They are the best way to own a diversified portion of the stock market. They also are cheap which means you keep more of your money invested. By owning index funds,…
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President Donald Trump was resoundingly elected as president. He won every swing state, but many citizens fear we may have had our last democratically elected president. Ray Dalio’s predicted that the current political and societal atmosphere mimics the populism of the 1930’s. That looks correct. In America, half of the nation is in mourning and…
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We are around 5 weeks from electing our next president. Iran sent 200 rockets into Israel. People are anxious and worried about all the uncertainty. What should you change regarding your investments? The answer, as it often is, is you should change nothing. My stocks have value because they are partial ownership in American businesses…
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