Millionaire Librarian
A Middle Class Path to Early Retirement
Category: Uncategorized
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The personal finance expert landscape is always changing and I enjoy listening to almost all of them. I am going to review, compare and contrast various financial experts. Please comment below if you have a financial expert that you would like me to review. JL Colllins is my favorite financial expert. When I was a…
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There are three major discount brokerages; Schwab, Fidelity, and Vanguard. All three have have rock bottom fees and expense ratios which is the most important part. In this post, I will discuss, compare, and contrast each company. Charles Schwab was the first discount brokerage I used. Schwab is publicly owned, has low prices, and mostly…
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I watched an interview of author Jason Zweig and he spoke on the importance of knowing why you own something. I own index funds. They are the best way to own a diversified portion of the stock market. They also are cheap which means you keep more of your money invested. By owning index funds,…
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President Donald Trump was resoundingly elected as president. He won every swing state, but many citizens fear we may have had our last democratically elected president. Ray Dalio’s predicted that the current political and societal atmosphere mimics the populism of the 1930’s. That looks correct. In America, half of the nation is in mourning and…
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We are around 5 weeks from electing our next president. Iran sent 200 rockets into Israel. People are anxious and worried about all the uncertainty. What should you change regarding your investments? The answer, as it often is, is you should change nothing. My stocks have value because they are partial ownership in American businesses…
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I watched a youtube video of a fiancial adviser and she was talking about why she quit the business. Many of her points resounded with why I have been hesitant to jump into it. Here is a summary of some of her points. Advising is selling and confidence sells best. She mentioned that her knowledge…
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I am semi-retired. I may have to work sometime in the future again, but not right now. Here are some items on my mind.: Social security. I may be able to get on social security disability to assist with early retirement. We have a doctor’s appointment scheduled for next month. Federal retirement disability. Though this…
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This post has been running through my head the last couple of months: Like JL at the time, I have a young daughter. Also like JL, we have money to give us some breathing room. I am leaving my job in a week. 11 years with the federal government has been bitter and sweet. Some…
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I was needing some motivation. The transition to this new job has been rough. I came up with the idea of a wooden board with different flags in it. On the y axis would be a number which would represent the amount needed to retire in the corresponding country. This exercise allowed us to select…
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