Millionaire Librarian
A Middle Class Path to Early Retirement
Category: Uncategorized
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Ramit has grown in popularity with his 2023 Netflix Series How to Get Rich and his book I will Teach You to Be Rich. His Netflix Series involves discovering the money patterns of couples that are preventing their prosperity. Ramit is very emotionally intelligent and leans on his education in Social Psychology for insights into…
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We just passed the holidays and five months living in Cuenca, Ecuador. About a month ago we moved into a house near the Botanical Garden in a “tranquilo” part of the city called “La Isla.” The area is named “La Isla” because to the west two rivers almost meet but then create an almost island…
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On almost every financial news outlet pundits are saying that the market is overpriced. Technology and AI companies have bid up stocks primarily on the speculation that AI will change the world. However, even if AI does change the world no one has quite figured out how to make it profitable. Also many critics argue…
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One of my favorite thinkers and writers is Morgan Housel. He has some very powerful ideas and I was watching him a few days ago and he was talking about being content with your life being a financial super power. I’ve been reflecting on the word “content” since I listened to him and I’ve thought…
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Over the last few weeks we have begun burrowing into our newfound lifestyle. We have found several businesses which will be beneficial in everday life and made friends with all sorts of people. Locals have helped us gather an exhaustive school list and move to our permanent residence. Tomorrow our daughter starts preschool and has…
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This past week in Cuenca has been filled with exploring different areas and restaurants. The New Cathedral in El Centro pictured above was beautiful and it is only a short cab ride away. The blue domes from it can be seen from miles away as pictured below. Along with visiting historical sites we spent a…
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We’ve arrived in Ecuador and some of my first takeaways are things I expected but were interesting to see and experience first hand. First, the views while traveling over Andes from Guayaquil were breathtaking. The mountains rise up forever and dart down drastically. Clouds create a mist across the roads in places and my driver…
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After months of selling household goods and cars, we are only a few weeks from taking a one way trip to Ecuador. Things are calm for now, but once we get in Ecuador more decisions will be made like where we want to live and if we will need car. Currently we are trying to…
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One area of my finances I have been poor at managing personally are known as cash reserves and an emergency fund. This money is set aside for unexpected life occurrences. Car repairs, vet bills, and hospital bills all can dig into our cash funds and if there isn’t enough there then you may have to…
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For the last few months we have been selling, giving away, and throwing out all of our possessions in preparation for a move to Ecuador. It has been tough at times but each item removed from our grasp is a small step towards our new life. The last items we need to get rid of…
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