Millionaire Librarian
A Middle Class Path to Early Retirement
Category: Uncategorized
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There’s a battle of world views that is happening on the world stage. The modern Republican view is that there is a winner and a loser in all negotiations. If you aren’t winning then you are losing. This worldview leads to needless combativeness. The other worldview is that each side can win equally in every…
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I read an article titled, DOD Sets Policies on Consolidating and Eliminating Offices and Civilian Jobs. In the article, they provide a standard where we ask ourselves the question: If we went to war tomorrow would we hire this person to end the war? If the answer is no then they want to privatize or…
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I shortly mentioned in a previous post that my family and I will be moving to Cuenca Ecuador. I want to use this post to share some of our excitement about the move. All of the information in this post will be second hand from watching videos of people already living there and from webpages…
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The two houses above are very similar. Both are around 1,200 sq. ft., have central air, and were updated within the last 10 years. However, there are two key differences: the price and the location. One house is in rural Oklahoma, in a small city of 20,000 people, while the other is in Nashville, where…
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My family has tossed around the idea of moving to latin america for years. Initially we were looking at Boquete, Panama. I closed this pathway due to the government requiring a large deposit of 200k in their banks or real estate. That was too much for us. A few months ago we discovered Ecuador. We…
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Since moving last July we have been renting our house in Altus Oklahoma. That has been a great decision. As fate may have it that we will probably be moving back to Montgomery Alabama. There are better work opportunities there than anywhere else at this time for us. Montgomery is also a good area to…
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There is a lot to say about Dave Ramsey. On one hand he is probably responsible for helping more people with debt in the US than anyone else. On the other hand his views lack nuance and he demands obedience from both his staff, fellow personalities, and viewers. Part of what makes him so successful…
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The personal finance expert landscape is always changing and I enjoy listening to almost all of them. I am going to review, compare and contrast various financial experts. Please comment below if you have a financial expert that you would like me to review. JL Colllins is my favorite financial expert. When I was a…
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There are three major discount brokerages; Schwab, Fidelity, and Vanguard. All three have have rock bottom fees and expense ratios which is the most important part. In this post, I will discuss, compare, and contrast each company. Charles Schwab was the first discount brokerage I used. Schwab is publicly owned, has low prices, and mostly…
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I watched an interview of author Jason Zweig and he spoke on the importance of knowing why you own something. I own index funds. They are the best way to own a diversified portion of the stock market. They also are cheap which means you keep more of your money invested. By owning index funds,…
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